Terms & disclaimer
Educational tool disclaimer
Debt Loop is an educational planning tool. Every payoff date, interest total, and comparison you see is an estimate based only on the numbers you typed in. It is not financial, legal, credit-repair, or tax advice, and it is not a recommendation to take any specific action. Your lender's statements are always the source of truth. For advice about your situation, talk to a qualified professional you trust.
Using Debt Loop
- You must be 18 or older and using Debt Loop for yourself.
- You are responsible for the accuracy of the numbers you enter.
- Debt Loop never moves money and never connects to your bank.
- Do not use Debt Loop to store account numbers or passwords.
Free and Plus
The free plan tracks up to 2 debts. Debt Loop Plus is $4.99 per month or $39 per year and unlocks unlimited debts, full strategy comparison, the extra-payment simulator, and complete progress history.
Billing, cancellation, and refunds
- Plus renews automatically until you cancel.
- You can cancel any time from Manage billing. Your Plus features stay on until the end of the period you already paid for, then your account returns to free.
- If a payment fails, we keep Plus on briefly and ask you to update your card before it turns off.
- Receipts and invoices are available in the billing portal.