SOQ — She Owns Quietly

This is what your payoff plan looks like.

Debt Loop is a quiet, mobile-first coach: type your balances once, see your debt-free date, log each payment, and watch the date move closer. No bank logins. No lectures.

Start Plus — $4.99/month →Try free with 2 debts

Cancel anytime — access lasts to the end of your period
No bank connections, ever
$39/year saves about 35% vs monthly

Debt Loop

PLUS

Total remaining

$30,903

Debt-free date

Dec 2030

52 months to go

Next best move

Add $75 to Visa

7 months sooner

Visa$2,845

Student loan$18,742

Auto loan$9,316

See my debt-free date — free

Example numbers. Debt Loop only shows estimates from what you enter.

Inside the app

Four screens. That’s the whole system.

Home screen

One glance: total remaining, percent paid off, your debt-free date, and the single next best move.

Snowball vs avalanche

See both plans side by side with payoff dates and estimated interest, then pick the one you’ll actually stick to.

Extra payment simulator

Slide an extra amount and watch months disappear before you spend a dollar.

Progress & milestones

Every logged payment updates your history and celebrates 25%, 50%, 75%, and debt-free.

Simple pricing

Start free. Upgrade when you add your third debt.

Monthly

$4.99/month

Flexible. Cancel anytime from Manage Billing.

Start monthly

Annual

$39/year

Best value

Save about 35% compared with monthly.

Start annual

Unlimited debts (free plan covers 2)
Snowball and avalanche comparison
Extra-payment simulator
Payment history and milestone celebrations
Monthly reminders and preferences
Installable on your phone home screen

Payments are handled by Stripe. Debt Loop never sees your card details.

Questions, answered

Do I have to connect my bank?: No. You type your balances, rates, and minimums yourself. Debt Loop never links to an account or moves money.
What happens if I cancel?: You keep Plus until the end of the period you already paid for, then the account returns to the free 2-debt plan. Your data stays.
Is this financial advice?: No. Debt Loop is an educational tool that shows estimates based only on the numbers you enter. Always confirm balances with your lender.
How do I get help?: Email sheowns1quietly@yahoo.com and we’ll reply. You can also delete your account and data from Settings at any time.

SOQ — A She Owns Quietly App

Start Debt Loop Plus